Net Worth Calculator
Calculate your total net worth by listing your assets and liabilities. Track your financial health over time.
Assets (What You Own)
Liabilities (What You Owe)
Understanding Net Worth
Your net worth is the difference between what you own (assets) and what you owe (liabilities). Tracking net worth over time is one of the best ways to measure financial progress and build long-term wealth.
Frequently Asked Questions
What is net worth?
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is a snapshot of your financial health at a specific point in time. A positive net worth means you own more than you owe.
How do I calculate my net worth?
Add up all your assets (cash, investments, property values, vehicles) and subtract all your liabilities (mortgage, loans, credit card debt). The result is your net worth. This calculator does the math for you.
What is a good net worth by age?
A common guideline is to have your age multiplied by your gross income divided by 10 in net worth. For example, a 35-year-old earning $80,000 should aim for $280,000 in net worth. However, individual circumstances vary greatly.
What is the debt-to-asset ratio?
The debt-to-asset ratio shows what percentage of your assets is financed by debt. A ratio below 50% is generally considered healthy. Lower is better, as it means you own more of your assets outright.
Disclaimer
This calculator is for informational purposes only and should not be considered financial advice. Consult with a qualified financial professional before making any financial decisions.